Sleep Now Pay Later - Buy a Bed Interest-Free & Hassle Free| MyBed

Sleep now, pay later

Choose at checkout

We make it easy to get a perfect night’s sleep without breaking the budget. Buy your next bed interest free, grab that mattress for sale today and pay for it tomorrow. We offer a free rapid delivery service NZ wide to get you sleeping better in no time. Sleep now, pay later when you choose one of these great interest free payment options at checkout. A great night’s sleep is only a click away!


Split your purchase into 4 equal instalments: Pay for your purchase over 4 instalments, due every two weeks. You’ll pay your first instalment at the time of purchase, and the remainder over time.

Pay nothing extra when you pay on time: Afterpay is always zero interest, and there are never additional fees when you pay on time. The only fees are for late payments. We’ll email your payment schedule and send notifications so there are no surprises.

Enjoy instant approval decision and shipment: You’ll know you’ve been approved within seconds. Orders ship as they would with any other form of payment, as quickly as you choose. Delay the pay, not your gratification.

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The easier way to pay: Shop online and instead of having to pay up front, use Humm and we’ll spread your payment (up to a maximum of $1000) over 5 fortnightly or 10 weekly payments.

Pay no interest: Humm gives you the freedom to purchase your new mattress right now, have it delivered for free and spread the payments over 5 fortnightly or 10 weekly payments. And best of all, you’ll pay no interest – Ever!

Checkout with Humm: Select Humm at the checkout when shopping online to make your purchase today and pay it off over 5 fortnightly or 10 weekly payments. It’s just that little bit of extra breathing space to make buying easier.

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Easy account set up: Create an account in a few easy steps and we’ll perform an instant credit check to verify your details and apply your Laybuy limit.

No sign up fees, no interest: Only pay the price of your purchase, when you pay your instalments on time. A late fee may be applied for missed payments.

Get it now, pay it in 6: Take your purchase now, and pay it in 6 automatic weekly payments on the day of your choice.

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Gem Visa | Gem CreditLine

Make it yours today with 0% interest* Interest free fixed terms – Minimum purchase amount applies. Minimum monthly payments required.

Terms & Conditions

*Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa/$50 Gem CreditLine). Prevailing interest rate (currently Gem Visa 25.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Credit provided by Latitude Financial Services Limited.

  • Must be over 18 years of age
  • Must be a permanent resident of New Zealand

For more information about Gem Visa please visit